Balance & Diversification with the Neiman Balanced Allocation Fund
Portfolio Holdings as of 12/31/11
Amana Growth Fund Appleseed Fund Delaware Select Growth Intrepid Small Cap Fund Ivy High Income Neiman Large Cap Value Fund Neuberger Berman Real Estate PIMCO Total Return Fund Rice Hall James Small Cap Thornburg Intl Tocqueville Gold Virtus Emerging Markets Opportunities Wells Fargo Advantage Download a Fact Sheet

To the extent the Fund invests in underlying funds that own stocks of small and medium capitalization companies, the Fund may be subject to additional risks. The earnings and prospects of these companies are more volatile than larger companies. Small and medium sized companies may have limited product lines and markets, and may experience higher failure rates than do larger companies.

To the extent the Fund invests in underlying funds that own foreign securities, including American Depositary Receipts (“ADRs”) the Fund may be subject to risks not usually associated with owning securities of U.S. issuers. These risks include adverse political, social and economic developments, differing auditing and legal standards, war, expropriation and nationalization.

To the extent the Fund invests in underlying funds that own securities in emerging markets, the Fund will be subject to emerging market risks. The risks of foreign securities are typically increased in emerging markets. These risks include, among other things, political and economic instability, less developed securities markets and currency devaluations.

The Fund may invest in underlying funds that purchase high yield securities. High yield securities are considered speculative and are less likely to have the capacity to pay interest and repay principal when due in the event of adverse business, financial or economic conditions.