²Inception: 4/1/2003

Net expense ratio 1.45%, Gross expense ratio: 2.15% The adviser has contractually agreed to waive management fees and reimburse expenses to the extent necessary to maintain total annual operating expense of the Fund (excluding brokerage fees and commissions, interest another borrowing expenses, taxes, extraordinary expenses and the indirect costs of investing in Acquired Funds) at 1.45% of its average daily net assets through July 31, 2012.

Performance quoted represents past performance which is no guarantee of future results. Current performance may be lower or higher than what is stated. Investment return and principal value will vary with market conditions so that an investor's share, when redeemed, may be worth more or less than the original cost. For current to most recent month-end performance, please call us at 877-385-2720.

¹The overall Morningstar Rating™ is derived from a weighted average of the fund's three-year Morningstar Ratings™ metrics, which are based on risk-adjusted performance. For each fund with at least a three-year history, Morningstar calculates a Morningstar Rating (based on a Morningstar risk-adjusted return measure that accounts for variation in a fund's monthly performance, including the effects of sales charges, loads, and redemption fees), placing more emphasis on downward variations and rewarding consistent performance. The top 10% of funds in each category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars and the bottom 10% receive 1 star. The Overall Morningstar Rating for a fund is derived from a weighted average of the performance figures associated with its three-, five- and ten-year (if applicable) Morningstar Rating metrics.